What is Mold ?

October 30, 2022

The basics of what to do

According to the Centers for Disease Control and Prevention, Mold is a fungal growth that forms and spreads on various kinds of damp or decaying organic matter. There are many different mold species that come in many different colors. Molds are sometimes referred to as mildew. They are found both indoors and outdoors in all climates, during all seasons of the year. Outdoors, molds survive by using plants and decaying organic matter such as fallen leaves as a source of nutrition. Indoors, molds need moisture and a carbon source from building materials or building contents to grow.

Excess moisture is generally the cause of indoor mold growth. Molds reproduce by releasing tiny spores that float through the air until landing in other locations. When they settle on wet or moist surfaces, the spores can form new mold colonies. Moderate temperatures and available nutrient sources make most office buildings ideal for mold growth.

Exposure to molds has occurred throughout history. The types of molds found in office buildings are not rare or even unusual. It is important to understand that no indoor space is completely free from mold spores – not even a surgical operating room. Molds are everywhere, making our exposure to molds unavoidable, whether indoors or outdoors, at home or at work.

“Toxic Mold” & Stachybotrys chartarum

Certain molds are toxigenic, meaning they can produce toxins (mycotoxins). However, the molds themselves are not toxic or poisonous. Hazards presented by molds that may produce mycotoxins, such as Stachybotrys chartarum, should be considered the same as other common molds which can grow in your house or workplace. There is contradicting research on whether toxigenic mold found indoors causes rare health conditions such as bleeding in the lungs. Research is ongoing in this area.

Mold growing in buildings, whether it is Stachybotrys chartarum (Stachybotrys atra) or another mold, indicates that there is a problem with water or moisture. This is the first problem to address. 

 

Testing and Remediation of Dampness and Mold Contamination

Testing

There are no health-based standards for acceptable levels of biological agents in indoor air. We do not recommend routine air sampling for mold with building air quality evaluations. This is because mold concentrations in the air cannot be interpreted in relation to health risks.

In many cases, very short-term sampling for mold spores is performed. However, the results may not represent actual exposures. Spore counts and culture results are often included in indoor air quality reports. These do not capture the full range of exposures.

What building occupants react to is unknown. It may be:

  • Mold.
  • A compound produced by mold.
  • Something related to bacteria.
  • Compounds released into the air when wet building materials break down.

We have found thorough visual inspections and/or detection of problem areas via musty odors are more reliable. NIOSH uses these methods, which have shown association with health risks in buildings that have indoor environmental complaints.

Remediation

Appropriate remediation includes:

  • Drying wetted materials within 48 hours of getting wet or remove the materials.
  • Making necessary repairs to prevent further water entry into the building.
  • Following proper guidelines with proper containment when identifying mold on materials.

Inappropriate remediation (e.g., painting over water-damaged materials or moldy surfaces) can cause further problems with building degradation and symptoms in occupants.

Tenants must report any evidence of mold to Landlords as soon as they suspect it. Furthermore Tenants must report any evidence of moisture or water intrusion in the property as soon as they first notice the problem. Not reporting a problem may cause the situation to get worse and more costly to remediate/repair. 

 

Landlords must respond to Tenants’ report of mold, moisture or water intrusion immediately, as they should respond to any tenants’ maintenance request. The first step is to test for mold. This test must be done by a certified/licensed testing company. Then depending on the results remediation/repair must be done ASAP. Tenants must cooperate with the contractor and the landlord for the required work to be completed at the earliest possible date. In some cases the property may become inhabitable. In these cases, regardless of what the lease states, it may be necessary for canceling the lease agreement and for the tenant to vacate the property.  The Landlord must then work with the contractor to remediate the problem and make the property rentable again. Additional testing must be done when all the work is completed to make sure the property is free of any mold issues and is ready for the next tenant. 

 


Share this post

By Florida PMServices June 23, 2026
From the Law Offices of Heist, Weisse & Wolk, PLLC
By Florida PMServices June 10, 2026
Think again !!
By Florida PMServices June 9, 2026
Welcome to this month’s Investor Newsletter. With market conditions varying widely from one metro to the next, staying informed has never been more important. This edition dives into the shift away from a one-size-fits-all housing market, highlights the hidden value of assumable mortgages, and covers the SFR headlines worth watching this month. Let’s dive in! The Death of the “National Housing Market”: Why Local Knowledge Is the New Investor Edge For years, real estate investors could rely on a familiar narrative: the housing market is hot or the market is cooling. But in 2026, that headline is becoming less and less applicable as there is no longer just one housing market. Instead, there are thousands of local markets moving at different speeds. At the national level, housing appears more balanced than it has in years. According to Realtor.com’s Housing Market Report , April contract signings rose 4.5% year over year, while new listings reached their highest level since 2022. On paper, that suggests momentum is returning, but beneath the surface, the story can change by region, metro, and even ZIP code. Realtor.com found that performance across the top 50 U.S. metros varies widely, buyer activity is picking up in some areas, while others remain slow. In fact, many of the strongest-performing housing markets in early 2026 have been concentrated in the Midwest rather than the typically strongest Sun Belt region. A recent Fortune analysis noted that affordability and home pricing are helping Midwest markets outperform many southern metros in which are now facing softer demand and rising inventory. Rental performance is becoming just as localized too. The latest SFR Index found rent growth slowing significantly compared to prior years, with standalone SFR rents increasing just 0.8% year over year nationally in February. Meanwhile, some markets continue to stabilize while others face more pressure from new supply and affordability challenges. Additionally, according to a Yardi Matrix report , areas with more new construction, particularly in parts of the Sun Belt, are seeing weaker rent growth. Local market changes often show up first in property management data. Leasing activity, renewal rates, concessions, and tenant demand tend to change at the neighborhood level long before national housing reports reflect them. One area may remain highly competitive while a nearby neighborhood sees slower leasing activity. As an investor, it may be time to look beyond national headlines and even citywide trends when evaluating markets. You may want to look at where homes are leasing fastest and which neighborhoods are seeing new supply. Competitive edge may not come from choosing the right city, but from understanding the right block. As your property management company, we are here to help, so please reach out if you have any questions about your market. Did You Know: Assumable Mortgages Everything You Need to Know in 60 Seconds! What exactly is an assumable mortgage? Instead of getting a brand-new loan, the buyer takes over (or “assumes”) the seller’s existing mortgage, including the current interest rate, remaining balance, and loan terms. Not all loans qualify, but many FHA, VA, and USDA loans do, while most conventional loans do not. Who can use this? Real estate investors, homebuyers, and sellers can all benefit. For investors, assumable loans can be attractive when today’s interest rates are much higher than the seller’s existing loan rate. On the other side, it can also be used as a major selling point. Where can investors find this? Assumable mortgages can be found nationwide, but availability depends on the financing already attached to the property. Most conventional bank loans have a "due-on-sale" clause, which means they cannot be assumed. When is the best time to use this? These loans become especially valuable when current mortgage rates are much higher than rates from previous years. Assuming a mortgage at 3% instead of getting a new loan at 7% could dramatically reduce monthly payments for investors. Why does this matter? As a buyer, an assumable mortgage can help improve cash flow, lower financing costs, and make a property more attractive to future buyers. As a seller, it acts as a massive marketing tool. Offering a built-in low interest rate allows your property to stand out. Investor Takeaway: A low-rate assumable mortgage can be a valuable opportunity when buying AND a strong selling feature when it’s time to exit an investment. SFR Trending Headlines Stay Up to Date on the Hottest SFR News & Stories Are Single-Family Rentals Climbing While Apartments Slump? The Summer Pause : Why Zillow Says the Housing Recovery Just Hit a Wall Lizzo Offloads Her Beverly Hills Compound at a Massive $4M Discount Wall Street Is Betting $15 Billion on a Brand-New Wave of Housing Supply Why Ellen DeGeneres Just Listed Her $30M Eco-Farmhouse and Left for the UK Rate Update: We've Partnered with LendingOne to Bring You The Best DSCR Rates & Terms! DSCR Loan Advantages: Rates Often Lower Than Banks No Personal Income Requirement No Tax Returns Needed Not Reported on Credit Faster Closing Times Specialized Loans for Investors Only! To Inquire about Single Family Investor loans by email us at office@properties.rent Until Next Month! The Florida Property Management Services Team
Show More