HURRICANES, STORMS, AND PROTECTING YOUR FORT LAUDERDALE INVESTMENT PROPERTY

Appfolio Websites • March 2, 2017

In South Florida, we are always preparing for hurricanes and storms, and your rental property needs to be protected. When purchasing a property, any investor needs to see what type of hurricane protection the property has. This protection is not only for hurricanes, but any tropical storm, and even strong winds that can end up damaging a property.

Impact Windows

The best hurricane protection in single family homes is impact windows. The building code now requires that a house built today must come with some type of hurricane protection. Impact windows are the best protection, and the cost has come down lately. Most builders prefer to use these.

Hurricane Shutters

Of course, the other type of hurricane protection is shutters. Shutters are less expensive than impact windows, and you can see new houses with shutters installed. If you go back to the 1990s and early 2000s, you’ll see that most houses were built with some kind of shutters. Accordion shutters are easy to close during storms, or there are also panel shutters that require a little extra manpower. Older homes often don’t have any protection, and sometimes you’ll see people installing plywood to protect the windows. But plywood can damage the structure of the property and the window seals. So, it creates a problem. However, if there is no other type of protection and a storm approaches South Florida, the plywood is an emergency solution to protect the house.

Cost and Insurance

If you don’t have hurricane shutters or impact windows, the cost of installing them on your property is well worth the investment. It will lower the insurance coverage that you need for wind storms. So, you’ll save on your insurance premium and your property will be protected, which is what you want – to preserve the asset.

Include Responsibilities in the Lease

It’s important to clearly define in your lease agreement who is responsible for installing the shutters or taking care of protection against storms. Our policy is that the tenant is responsible for installing shutters as long as the property has them already. We don’t require the tenant to go out and buy plywood to protect the property if there isn’t anything already there. That’s up to the owner and the property manager.

In most properties we manage, we provide hurricane shutters, unless the property already comes with impact glass. With panel shutters that need to be installed, we provide a floor plan of the property indicating where the panels go. They are properly marked so the tenant can secure the property and knows how to install them. Accordion shutters simply require the tenants to close them.

Installing the shutters or the impact glass makes economic sense. If you don’t have any type of protection, you should really consider installing at least the panel shutters. You want to be safe and save money. We also recommend each property owner performs wind inspections on a regular basis.

If you have any questions about how to prepare your home for a hurricane or anything pertaining to Fort Lauderdale property management, please contact us at Florida Property Management Services.

< Older Post Newer Post >

Share this post

September Newsletter - Cost Segregation

By Florida PMServices • September 11, 2026

What is it? A cost segregation study looks at the different parts of a rental property to see which ones can be depreciated faster. This can allow investors to take some deductions sooner instead of spreading them out over the standard 27.5 years. Who uses it? It’s mainly used by real estate investors and property owners who want to claim larger depreciation deductions sooner on their rental properties. A qualified tax professional or cost segregation specialist typically performs the study. Where does it apply? Cost segregation can be used on residential rental properties, including single-family rentals, although whether it makes financial sense depends on the property and the investor's tax situation. The IRS specifically provides guidance for cost segregation studies involving residential rental property. When should investors consider it? It is often considered when purchasing, constructing, or making significant improvements to a rental property. Investors can also look at existing properties, but the potential benefit depends on the property's cost, improvements, and tax circumstances. Why does it matter? The goal is to potentially move some depreciation deductions into earlier years, which can reduce taxable income sooner and potentially improve near-term cash flow. It doesn't create new value in the property, it changes when certain costs may be deducted for tax purposes. Investor Takeaway: A cost segregation study can be worth exploring for investors with higher-value rental properties or significant improvements, but the potential tax benefit varies from property to property. It is recommended to always work with a qualified tax professional to determine whether a study makes sense for your situation.

Opportunity Zones

By Florida PMServices • August 21, 2026

The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.